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Simplified Payment Processing Services

Accept integrated payments at a fixed rate with no hidden fees—anytime, anywhere.

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Why Payment Processing?

We Are Here to Grow Your Business Exponentially

Quicker sales

Our software and hardware options help you turn tables and serve guests quickly and efficiently.

More diners

POSGuru Order & Pay and POSGuru delivery help you reach and serve diners wherever they are.

Reliable service

Bad internet connection? Do not worry; our offline mode kicks in automatically and keeps your restaurant running.

Save time

Export your sales data with the Quickbooks app, saving an average of 8 hours of work per month.

Gain Actionable Insights with Powerful Payment Reports

As a business owner, having a complete view of your finances is essential for making informed decisions. With Merc account reporting, you can:

Access detailed payment reports and track all transactions at the touch of a button.

  • Track Transactions Instantly – Access detailed payment reports with just a tap.
  • Simplify Bookkeeping – Automate reports to save time, reduce errors, and prevent costly mistakes.
  • Make Data-Driven Decisions – Use real-time insights to manage inventory, finances, payroll, and more.

Hassle-Free Credit Card Payment Processing at a Fixed Rate

At POSGuru Payments, transparency is key—no hidden fees, no long-term contracts.

  • Simple Application Process – Apply through your POSGuru account, complete security checks, and start accepting payments.
  • Fixed-Rate Transactions – Enjoy predictable pricing with support for all major cards, including American Express.
  • All-in-One Solution – No need for a separate merchant account or payment gateway—we provide everything you need to process payments seamlessly.

FAQs

Learn More About Our Payment Processing Services

Have questions about POSGuru’s payment processing solutions? Get in touch with our team or explore our FAQs for more details.

Payment processing involves secure communication between issuing and acquiring banks. The process consists of three key steps:
  1. Authorisation
    • The payment processor sends a transaction request to the issuing bank for approval.
  2. Authentication
    • The issuing bank verifies transaction details and ensures there are sufficient funds in the customer’s account.
    • The bank also confirms the request is from a trusted payment processor.
  3. Settlement
    • Once verified, the acquiring bank requests the full payment.
    • The funds are transferred from the customer’s bank to the merchant’s account.

This entire process happens in seconds, ensuring fast, seamless, and secure transactions for both businesses and customers.

Using an efficient payment solution like POSGuru Payments helps your business run smoother and improve cash flow by speeding up transactions, invoicing, and recurring payments. Key Benefits of Payment Processing:
  • ✔ Faster Transactions – Reduce wait times with seamless, secure payments.
  • ✔ Automated Invoicing & Billing – Simplify financial management and reduce manual work.
  • ✔ Scalability for Growth – Support for multi-location businesses with budget-friendly enterprise solutions.

With POSGuru Payments, your business gets a flexible, cost-effective payment solution that grows with you.

Payment processing times vary depending on payment providers and banks, typically taking up to three days for funds to reach a merchant’s account.

At POSGuru, we offer next-day payouts, with an optional small fee for even faster fund transfers. Get your payments quicker and keep your cash flow moving smoothly with POSGuru Payments!

At POSGuru Payments, all transactions are collected at the end of the day and paid out the next day, excluding weekends and bank holidays.

Need Faster Payouts?

  • ✔ Upgrade to POSGuru Payments Faster Payouts for quicker access to your funds.
  • ✔ Depending on your bank, faster payouts can include weekends and bank holidays.
  • ✔ Set a custom cut-off time to keep your cash flow up to date.
  • 📞 Contact our sales team to learn more about fast payout options!

POSGuru Payments accepts all major credit and debit cards, including:

  • ✔ Visa
  • ✔ MasterCard
  • ✔ American Express
  • ✔ Discover
  • ✔ JCB
  • ✔ UnionPay

Flexible Payment Options for Customers To enhance the customer experience, we support:

  • ✔ Contactless payments
  • ✔ Digital wallets like Apple Pay & Google Pay
  • ✔ Multi-currency support for businesses operating in different countries
  • 🌍 Expanding internationally? As long as you're in a POSGuru-supported country, you can continue using POSGuru Payments seamlessly!

Online payment processing functions just like in-person transactions, with the key difference being the payment gateway used by the business.

How POSGuru Simplifies Online Payments:
  • ✔ POSGuru Payments – Use the same system for both online and in-person sales to keep all transaction data fully synced.
  • ✔ E-commerce Integrations – Seamlessly connect with online store apps for a smooth checkout experience.
  • ✔ POSGuru Payments, you get a fully integrated, hassle-free online payment solution for your business.

Get in Touch

Ready to embark on your digital journey? Contact us today to discuss your project requirements and discover how POSGuru can help you achieve your business goals. Let's innovate together and turn your vision into reality.

Empower your business with transformative digital solutions. Partner with POSGuru and redefine success in the digital age.

At POSGuru, we embrace innovation and excellence, delivering a full suite of cutting-edge software and app development services. Our solutions are tailored to empower your business, streamline operations, and accelerate digital transformation.

Get In Touch

25 East Norton Place, Edinburgh, EH7 5DR

support@posguru.co.uk

03301228020

  

+447868784450

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